The safety layer between your AI agents and your money.
Alem lets your agents pay contractors and bills across borders — with spend limits, identity and a full audit trail — settling over stablecoins in minutes, not days.
amazing angelsAlem sits between your agents and your rails.
Your agents decide what to pay. Alem decides whether it's allowed, proves who's asking, logs everything — then routes it to the cheapest rail.
All in one place, with zero engineering overhead on your side. Built for your B2B payments.
Every month, someone on your team spends half a day collecting invoices, sending payouts, and reconciling who got paid — while you cover bank fees, FX spreads, and the wait for money to land.
How it looks today- Every invoice passes through the founder personally
- Payments wait on someone being online
- You learn what you spent weeks after you spent it
- Month-end close = days of manual reconciliation
- Overhead grows faster than headcount
We don't sell you a tool. We take the process.
Send invoices the way you already do — Telegram, WhatsApp, Slack, email. Alem handles the rest.
One agent. Full control.
Everything you need to let an agent move money — and nothing you don't.
An agent that pays inside your rules
It reads the invoice, matches the budget, checks your policy, picks the cheapest rail, and pays — auto under your threshold, one-tap above it.
Spend limits
Per-payee and monthly caps it can never cross.
Cheapest rail, every time
Every payment, logged
One-tap above your limit
Cash out locally
No crypto required.
Bring Alem to your payments.
Pay 10+ people across borders each month?
A 20-minute call is usually worth it — worst case, you leave with a faster way to run payday.
Get early access and lock the best pricing.
Join the beta and book a walkthrough with your own invoices — just in one step.
The honest answers.
Are you a bank or a payment provider?
No. Alem sits between your agent and your existing rails — banks, cards, stablecoins — and adds guardrails, identity and a full audit trail. The money moves through your own provider; we never custody your funds.
Do my contractors have to use crypto?
No. Each person picks how they get paid — keep stablecoins, or cash out to a local bank account or card in their own currency, in a click. They never touch an exchange.
Which rails do you support?
Bank rails, cards, and stablecoins (USDC / USDT). For each corridor, the agent routes to the cheapest and fastest option — often a stablecoin payout that lands in minutes.
How do you handle our data?
We're non-custodial and we minimize what we hold. Private keys and raw card/bank details are tokenized in our infrastructure partners' vaults — never in our systems. We store your policy layer and audit trail, encrypted in transit and at rest, with least-privilege access.
Is it safe to let an agent move money?
Nothing moves outside your spend limits, allowlist and approval thresholds — and every action is logged to the rule and instruction behind it. You stay in control; the agent removes the busywork.