# Alem — Financial OS for AI Agents

Alem is a financial control plane for AI agents.

## Live capabilities (v0.3 sandbox)
- Register an AI agent and receive an agent key + owner key
- Store per-agent financial policy and budgets
- Request a spend decision for an agent
- Require human approval when policy thresholds are crossed
- Human approval URL with approve/reject decision
- Persistent agent audit ledger
- Agent Financial Passport readiness assessment
- Sandbox payment-route planning
- MCP endpoint at https://askalem.com/mcp
- Design partner intake at POST https://askalem.com/api/apply

## Important limitation
Alem v0.3 is a control-plane sandbox. It does not execute real card, bank, stablecoin or x402 payments. Visa, Mastercard, banking, FX and wallet connectivity shown on the product roadmap are planned integrations and do not imply partnerships.

## Machine endpoints
GET  /v1/capabilities
POST /v1/agents
GET  /v1/agents/{agent_id}
PUT  /v1/agents/{agent_id}/policy
POST /v1/agents/{agent_id}/spend/request
GET  /v1/agents/{agent_id}/ledger
POST /v1/approvals/{token}/decision
POST /v1/passport
POST /v1/policy/check
POST /v1/route/plan
POST /api/apply
POST /mcp