Alem lets your agents pay contractors and bills across borders — with spend limits, identity and a full audit trail — settling over stablecoins in minutes, not days.
Your agents decide what to pay. Alem decides whether it's allowed, proves who's asking, logs everything — then routes it to the cheapest rail.
All in one place, with zero engineering overhead on your side. Built for your B2B payments.
Every month, someone on your team spends half a day collecting invoices, sending payouts, and reconciling who got paid — while you cover bank fees, FX spreads, and the wait for money to land.
Half a day, every cycle: gathering invoices, copying account details, sending transfers one by one, chasing what landed. That's payroll time, not a quick errand.
A fee on every wire, 2–4% lost to FX, and days of float while people wait to be paid. Each one looks small; the monthly total isn't.
To keep a grip, you or a manager sign off on the lists and budgets every single cycle — and even then you can't tell at a glance whether each payment actually arrived.
Everything you need to let an agent move money — and nothing you don't.
It reads the invoice, matches the budget, checks your policy, picks the cheapest rail, and pays — auto under your threshold, one-tap above it.
Per-payee and monthly caps it can never cross.
No crypto required.
Link your wallet or account, add the people you already pay. Each picks how they get paid.
Per-payee limits, an approval threshold, and an allowlist. The agent stays inside them.
Triggered by an invoice, a milestone, a date, or a message — routed to the best rail.
Every payment logged to the rule and contract behind it, exported for your books.
A 20-minute call is usually worth it — worst case, you leave with a faster way to run payday.
Join the waitlist and tell us how your team pays today. Four quick questions.
No. Alem sits between your agent and your existing rails — banks, cards, stablecoins — and adds guardrails, identity and a full audit trail. The money moves through your own provider; we never custody your funds.
No. Each person picks how they get paid — keep stablecoins, or cash out to a local bank account or card in their own currency, in a click. They never touch an exchange.
Bank rails, cards, and stablecoins (USDC / USDT). For each corridor, the agent routes to the cheapest and fastest option — often a stablecoin payout that lands in minutes.
We're non-custodial and we minimize what we hold. Private keys and raw card/bank details are tokenized in our infrastructure partners' vaults — never in our systems. We store your policy layer and audit trail, encrypted in transit and at rest, with least-privilege access.
Nothing moves outside your spend limits, allowlist and approval thresholds — and every action is logged to the rule and instruction behind it. You stay in control; the agent removes the busywork.