Onboarding our first partners

The safety layer between your AI agents and your money.

Alem lets your agents pay contractors and bills across borders — with spend limits, identity and a full audit trail — settling over stablecoins in minutes, not days.

We never custody your funds. You stay in control; the agent does the work.
Backed by
amazing angels
How it fits

Alem sits between your agents and your rails.

Your agents decide what to pay. Alem decides whether it's allowed, proves who's asking, logs everything — then routes it to the cheapest rail.

Your agents
P
Payouts
contractors & freelancers
S
Spend
vendor & SaaS bills
T
Treasury
stablecoin balances
+
Your own agent
bring your AI
Alem
Guardrails
spend limits & rules
Identity
agent verification
Audit
full transaction trail
Your rails
B
Bank accounts
local rails & SWIFT
C
Cards
Visa · Mastercard
$
Stablecoins
USDC · USDT
Local cash-out
any currency
Spend limitsRate controlsAudit logs

All in one place, with zero engineering overhead on your side. Built for your B2B payments.

The problem

This is probably how payday looks right now.

Every month, someone on your team spends half a day collecting invoices, sending payouts, and reconciling who got paid — while you cover bank fees, FX spreads, and the wait for money to land.

01

It burns a person's time

Half a day, every cycle: gathering invoices, copying account details, sending transfers one by one, chasing what landed. That's payroll time, not a quick errand.

02

It quietly leaks money

A fee on every wire, 2–4% lost to FX, and days of float while people wait to be paid. Each one looks small; the monthly total isn't.

03

Control costs you, personally

To keep a grip, you or a manager sign off on the lists and budgets every single cycle — and even then you can't tell at a glance whether each payment actually arrived.

The product

One agent. Full control.

Everything you need to let an agent move money — and nothing you don't.

Live feedLIVE

An agent that pays inside your rules

It reads the invoice, matches the budget, checks your policy, picks the cheapest rail, and pays — auto under your threshold, one-tap above it.

09:41
Invoice receivedvia Slack
Daniel N. · ads · NG · $680.00
09:41
Checked policy
within $1,000 limit ✓ · on allowlist ✓
09:42
Paidsettled 38s
USDC · Base → local card · logged
Guardrails

Spend limits

Per-payee and monthly caps it can never cross.

Daniel N.$680 / $1,000
Routing

Cheapest rail, every time

USDCBaseNG card
Audit

Every payment, logged

who · Daniel N.
why · #DN-04
rule · auto < $1,000
Approval

One-tap above your limit

Pay Maria O. · $1,250Approve
For contractors

Cash out locally

No crypto required.

USDClocal bank / card
How it works

Live in an afternoon.

01

Connect

Link your wallet or account, add the people you already pay. Each picks how they get paid.

02

Set guardrails

Per-payee limits, an approval threshold, and an allowlist. The agent stays inside them.

03

Let it pay

Triggered by an invoice, a milestone, a date, or a message — routed to the best rail.

04

Reconcile

Every payment logged to the rule and contract behind it, exported for your books.

Partner with us

Bring Alem to your payments.

We run your first payout cycle with you — completely free.
You keep your existing rails. We add the guardrails, speed and audit trail.
Early partners help shape the product and pricing from day one.

Pay 10+ people across borders each month?

A 20-minute call is usually worth it — worst case, you leave with a faster way to run payday.

Get early access.

Join the waitlist and tell us how your team pays today. Four quick questions.

Under a minute · No spam · Built in Dubai for teams everywhere
FAQ

The honest answers.

Are you a bank or a payment provider?+

No. Alem sits between your agent and your existing rails — banks, cards, stablecoins — and adds guardrails, identity and a full audit trail. The money moves through your own provider; we never custody your funds.

Do my contractors have to use crypto?+

No. Each person picks how they get paid — keep stablecoins, or cash out to a local bank account or card in their own currency, in a click. They never touch an exchange.

Which rails do you support?+

Bank rails, cards, and stablecoins (USDC / USDT). For each corridor, the agent routes to the cheapest and fastest option — often a stablecoin payout that lands in minutes.

How do you handle our data?+

We're non-custodial and we minimize what we hold. Private keys and raw card/bank details are tokenized in our infrastructure partners' vaults — never in our systems. We store your policy layer and audit trail, encrypted in transit and at rest, with least-privilege access.

Is it safe to let an agent move money?+

Nothing moves outside your spend limits, allowlist and approval thresholds — and every action is logged to the rule and instruction behind it. You stay in control; the agent removes the busywork.